Ottawa Mortgage BrokerBest Rates & Expert Service
Licensed mortgage agent serving Ottawa, Kanata, Nepean & Orleans with competitive mortgage rates and personalized home financing solutions.
Lic# 12679 | Level 2 Mortgage Agent | Mortgage Alliance Partner
Why Choose Ottawa's Top Mortgage Broker?
Mortgage Alliance Ottawa combines local mortgage expertise with national lending power. Get the best mortgage rates in Ottawa with personalized service from a licensed mortgage professional.
Ottawa Mortgage Expertise
Extensive experience in Ottawa's mortgage market with access to 50+ lenders through Mortgage Alliance. Specializing in first-time buyer programs, refinancing, and investment property mortgages.
Fast Mortgage Approval
Streamlined mortgage pre-approval process with same-day responses. Direct relationships with major banks and alternative lenders ensure quick mortgage approvals and competitive rates.
Personalized Mortgage Solutions
Custom mortgage strategies for Ottawa homebuyers. Whether you're purchasing in Kanata, Nepean, or Orleans, receive tailored mortgage advice based on your financial goals and credit profile.
25-Year Comparison: Fixed vs Variable Mortgage Rates
Historical perspective on mortgage rate trends to help inform your financing decisions.
Fixed Rate Benefits
- Predictable monthly payments
- Protection from rate increases
- Easier budgeting and planning
Variable Rate Benefits
- Typically lower starting rates
- Potential for rate decreases
- More flexible prepayment options
Your Mortgage Journey
From first call to closing day, I'll guide you through every step of the mortgage process with transparency and expertise.
Discovery Call
We discuss your goals, timeline, and financial situation to understand your needs.
Pre-Qualification
Get pre-approved to know your budget and strengthen your offer when house hunting.
Rate Options
Compare rates and terms from multiple lenders to find your best mortgage solution.
Application
Submit your complete application with all required documentation for processing.
Approval
Receive your mortgage approval and prepare for the final steps to closing.
Closing
Complete the final paperwork and get the keys to your new home!
Discovery Call
We discuss your goals, timeline, and financial situation to understand your needs.
Pre-Qualification
Get pre-approved to know your budget and strengthen your offer when house hunting.
Rate Options
Compare rates and terms from multiple lenders to find your best mortgage solution.
Application
Submit your complete application with all required documentation for processing.
Approval
Receive your mortgage approval and prepare for the final steps to closing.
Closing
Complete the final paperwork and get the keys to your new home!
What Our Clients Say
Don't just take our word for it. See what Ottawa families are saying about their mortgage experience.
"Michael is an exceptional agent - he was when he worked at Otto's in the sales department, and he remains so, after years of being a mortgage specialist. He always takes great professional care of his clients and remains remarkably honest in his recommendations. You can trust that he will look after his clients in a timely and individualized manner. He does not hesitate to go the extra mile. I recommend him to all my loved ones for their mortgage needs and look forward to working with him again in the future."
Nasim Bahramifarid
Verified Client
"Mike is a very personable and attentive person. He always listens and understand customer needs and able to provide great advice. There is no pressure, I would highly recommend reaching out as Mike would walk you step by step to the most optimal solution which can work with your financial goals short or long term."
Grigory Didur
Verified Client
"We dealt with Mike Donald for our mortgage and I just want to sincerely say if anyone is looking for a mortgage, I highly recommend him, he went above and beyond for us and always answered any questions without hesitation! We thought we were never going to have a mortgage but somehow this man worked miracles for us and we now own our home!!"
Michelle Deleavey
Verified Client
"Great experience working with MIke and the Mortgage Alliance Team. He was very professional, responded very promptly and was able to get us a rate that beat the banks we were speaking with. Would definitely recommend Mike's services and plan to utilize him again during our renewal."
Jeremy Zeran
Verified Client
Let's Secure Your Best Mortgage Rate Today
Ready to take the next step? Book your free consultation and discover how much you could save with the right mortgage strategy.
Book Your Free Mortgage Consultation
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